Tax, Care and Toyboys

An entertaining and informative talk 

This talk from the Co-op provides some insight about the following areas:

Protecting your home and savings

For many people, one of the biggest worries as they grow old is being able to give their family a helping hand and make sure that when they die, what they have worked all their life for goes to the people they love the most. Care fees can have a significant effect on this, and we’ll explain how it works and what steps you can take to protect your estate.

Inheritance tax

This Photo by Unknown Author is licensed under CC BY-SA

“Only two things in life are certain… death and taxes”. We can’t help with the former, but when it comes to Inheritance Tax, we can help explain how people can be impacted, and some simple steps to take that may reduce the burden.

‘Sideways disinheritance’ and blended families

Re-marriage of a surviving spouse can inadvertently result in the new husband/wife inheriting everything, whilst the children from the first marriage get nothing. And with blended families being commonplace today, it’s never been more important to take steps to ensure your chosen beneficiaries inherit. We’ll explain how. 

Lasting Powers of Attorney

This Photo by Unknown Author is licensed under CC BY-NC

No one wants to think about what will happen if they become unable to make decisions themselves through illness, an accident or old age. However, thinking about this now and planning ahead will remove the burden from your family and help reduce the stress and cost to your family at a very difficult time.

Our speaker will introduce the above issues and explain what steps can be taken to plan for the future.

The Co-op

We're one of the world’s largest consumer co-operatives, owned by more than 5 million members. We're the UK’s fifth biggest food retailer with more than 2,500 local, convenience and medium-sized stores.

Amongst its other wholly-owned businesses are:

• the UK’s number one funeral services provider
• a major general insurer
• a developing legal services business

The Group also has a minority shareholding in The Co-operative Bank and a joint-venture travel business with Thomas Cook.

As well as having clear financial and operational objectives, the Group, which operates 3,500 outlets and employs approaching 70,000 people, is a recognised leader for its social goals and community-led programmes.